What to Do If You’ve Been in a Bike Accident
If you have been involved in a bike accident, there are a few things you should know to protect your rights and your financial future. We have put together some important information about the types of injuries you can expect to experience, as well as nonsurgical treatments for them.
Insurance companies only provide compensation up to policy limits
One of the first questions you might have after an accident is: how much will my bike insurance cover? The answer is that it depends on the type of coverage you have. If you have a standard auto policy, your maximum out of pocket is generally limited to the policy limit. However, you might be eligible for extra compensation if you had an umbrella policy.
As with any insurance purchase, there are pros and cons. For instance, you can expect to get a lot more out of a large claim than a small one. And you might find yourself on the hook for a hefty bill for medical bills or a car repair. You can expect a similar situation if you were the driver of an uninsured vehicle.
Symptoms of a bike accident
If you’ve been in a bike accident, you’ll need to get checked out by a professional. This is important because injuries can start to develop hours or even days after the crash.
A common bike accident injury is road rash. Typically, this injury occurs when the cyclist’s helmet contacts the ground during a crash. Symptoms may include redness, swelling, and bruising. In some cases, the rash can result in infection.
Depending on the level of your injury, your recovery time may be short or long. Some minor injuries will heal on their own, but other injuries require medical attention.
One of the most severe types of bike accidents is a spinal cord injury. These can lead to partial or total paralysis and lifelong pain.
Other serious injuries include broken bones. Broken bones can take months to heal. You should call for help immediately if you suffer from any broken bones.
Common causes
There are several common causes of bike accidents. One of them is failure to yield. This happens when the driver does not look for the bicyclist before turning right. It can be very dangerous, and it’s one of the most common types of bicycle accident.
Another common cause of bike crashes is excessive speed. Speed limits are set to prevent serious pedestrian/cyclist injuries. However, if a driver is attempting to get from point A to point B in a hurry, the speed limit may not be enough. If the speed is too fast, airstreams can force adjacent riders off balance, which can increase the likelihood of an accident.
Driving while tired is also a significant risk factor. This is especially true during rush hours. Bicyclists are at a greater risk of injury from run-overs and collisions when a driver is fatigued.
Nonsurgical treatments for injuries
There is a ton of research about bicycle related accidents. In this article we will review a handful of the most relevant studies and a few lesser known gems from the dark side. We also have a few recommendations for sifting through the wheat from the chaff. We hope this is a helpful guide for you and your crew. Let us know if you have any questions. I’m more than willing to answer them. Our e-mail address is at the bottom of this article.Thanks for reading.Best of luck!Is there a better way to start your day?Always take advantage of the opportunities presented to you.We can’t wait to hear from you!Happy riding! The most important thing to remember is to be safe than sorry.
Recovering damages even if you were partially at fault
If you’ve been involved in a motorcycle accident, you may be unsure about how to recover damages even if you were partially at fault. The process is not as simple as it sounds. You’ll need to have a knowledgeable attorney on your side to ensure you get a fair settlement.
A judge will determine who was at fault for the collision. You’ll be awarded a percentage of the damages. That percentage will be reduced by the amount of fault you incurred. For example, if you were found to be 40 percent at fault, you’d be required to pay 20 percent of the total damages.
In addition to recovering damages from the other driver, you can file a claim against your own insurance company. Insurance companies aren’t required to cover all of your expenses, but they do have to cover reasonable medical costs and lost wages.
